How to find Personal loan

Prosper Borrower

Prosper offers fixed rate, fully amortizing unsecured loans from $2,000 to $35,000. Loan terms of 3 and 5 years are available, depending upon Prosper Rating and loan amount. Along with attractive rates, these loans are offered with no penalties for paying off your loan early or for making partial prepayments. See why Prosper personal loans are a more attractive way to borrow than credit card or other consumer debt that could take years to pay off!

Invest in Prosper notes

Looking for an easy, yet customized way to diversify your Prosper investment? Quick Invest is the fastest way to find loans that meet your criteria so you can invest your money all at once—without having to sort through hundreds of loans—while still giving you the control to review individual loans.

How it Works

  1. You set basic or detailed investing criteria.
  2. Quick Invest will find loans that meet them.
  3. Simply confirm the entire set of loans to invest your funds immediately,
    Or review each individual loan to decide whether it's right for you

How Prosper works?

  • Borrowers choose a loan amount, purpose and post a loan listing.
  • Investors review loan listings and invest in listings that meet their criteria.
  • Once the process is complete, borrowers make fixed monthly payments and investors receive a portion of those payments directly to their Prosper account.

Peer-to-Peer Lending for Your Investment Strategy

Why add Prosper.com to your investment portfolio?

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High yields, short durations
Along with great returns and 3- and 5- year terms, Prosper Notes provide many portfolio benefits, ranging from current income to lower interest rate risk. This unique investment opportunity provides meaningful returns without locking up your money for long periods of time.
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Proven, consistent profitability of consumer credit
Lending to consumers is a decades-old industry that’s produced profits year after year for a handful of credit card companies and banks. Prosper.com provides investors unprecedented access to this market, with consistent returns.
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Monthly Cash Flow
Borrowers make monthly payments of principal plus interest that show up in your Prosper.com account. Create a passive income stream, or easily reinvest your cash earnings with our online investing tools like Quick Invest.
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How Quick Invest works
Looking for an easy, yet customized way to diversify your Prosper investment? Quick Invest is the fastest way to find loans that meet your criteria so you can invest your money all at once—without having to sort through hundreds of loans—while still giving you the control to review individual loans.
1. You set basic or detailed investing criteria.
2. Quick Invest will find loans that meet them.
3. Simply confirm the entire set of loans to invest your funds immediately,
Or review each individual loan to decide whether it's right for you.
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Investment diversification
Diversify your portfolio by adding a new asset class—consumer loans—which is less vulnerable to market volatility than other investments.
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Social Lending: Invest in People
Help hardworking families escape the credit card trap, fund an entrepreneur’s dream, or finance a dream wedding -- while earning a healthy return. Through Prosper.com, borrowers get fixed-rate personal loans that are smarter alternatives to high-interest rate credit card debt that could take years to pay off.

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