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What is deficiency judgement after home foreclo...

Deficiency Judgement after foreclosure When a lender forecloses on a mortgage, the total debt owed by the borrower to the lender frequently exceeds the foreclosure sale price. The difference between the sale price and the total debt is called a “deficiency.” For example let say you owned $100,000,...more

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How to shop for a mortgage

What is mortgage? A mortgage is a loan secured by real estate. You borrow money to buy a home and pr...more

Should I buy a house?

Should I buy a house? Certainly, not everyone wants to or should own a home. Home ownership involves...more

Ways to remove items from credit report

Before you begin you should have folder where you will store all your documents such us a dates and...more

Can I get money to move out from foreclo...

Can I get money to move out from foreclosed property? That is actually correct, some mortgage compan...more

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What are consequences for not paying your home mortgage?

Consequences of Not Paying Your Mortgage Lenders require borrower to make a payment by the first of the month, but have a grace period that last until the 10th. Once you are past the 10th of the mon...more

What is typical closing cost?

The following items represent closing cost: Mortgage points Mortgage an application fee Flood determination fee Title charges ( which may include a settlement fee, title search , title examination, de...more

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Before you switching bank ask those ques...

Switching Banks, Ask These Seven Questions First The threat of taking one’s business elsewhere is on...more

How to remove debt collection from your ...

Techniques to Remove Debt Collections from Your Credit Report Having a collection on your credit rep...more

Can bank discriminate applicant for mort...

Of course it is illegal for banks to turn down your application for mortgage because of nationality...more