Banking Spanish Lake

What is a VA Loan

What Is a VA Loan? VA loans are home loans for the purchase of a primary residence available to consumers who have served or are presently serving in the U.S. military. While the Department of Veterans Affairs (VA) does not lend money for VA loans, it backs loans made by private lenders (banks, savi...more

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What is a deregatory information on you...

What is a derogatory mark? A derogatory mark is a long-lasting negative record on your credit report...more

Should I pay judgment before applying fo...

Should I pay judgment before applying for credit? The bottom line is yes, a creditor will pull your ...more

What top factors determine if someone ge...

What top factors determine if someone gets a loan? The most important thing is the debt-to-income ra...more

What you should know before you apply fo...

Conventional loan vs. Government Loan A conventional loan is conforming or nonconforming mortgage pr...more

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What is deficiency judgement after home foreclosure?

Deficiency Judgement after foreclosure When a lender forecloses on a mortgage, the total debt owed by the borrower to the lender frequently exceeds the foreclosure sale price. The difference between...more

Mortgage Disclosure Improvement Act

What is Mortgage Disclosure Improvement Act Since its effective date of July 31, 2009, the Mortgage Disclosure Improvement ACT (MDIA) has changed how buyers and sellers, lenders, mortgage brokers, tit...more

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Can I get money to move out from foreclo...

Can I get money to move out from foreclosed property? That is actually correct, some mortgage compan...more

Types of Real Estate Listing Agreement

Types of Listing Agreement Several types of listing agreements exist .The type of contract determine...more

What is foreclosure process?

Foreclosure is the sequence of legal proceedings by which a lender sells or repossesses a home when ...more