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Am I liable for charged off credit card ?

Am I liable for Charged off Debt? When it comes to uncertain financial troubles often time’s credit cards are one of the first things that consumers stop paying. Fortunately for consumers credit card debt is one of the easiest debts to stop paying without losing your assets or getting yourself into ...more

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Credit Card Authorized user liability

Authorized user The crucial component in determining if you are financially responsible for the cred...more

How to avoid having your FDCPA case trow...

Fail to state claim upon with relief could be granted The most common mistakes when Plaintiff sue ...more

What can you do if you are sued by a deb...

The first thing is to respond! The number one mistake borrowers make when they are sued for a debt i...more

How credit card interest rates are calc...

Balance Subject to Interest Charge CalculationMethod 2D( Daily balance method) We figure the interes...more

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What is credit card billing error under 15 U.S.C §1601?

15 U.S.C §§1661, 1661i, and 1640 (e) Under Federal laws 15 U.S.C §§1661, 1661i, and 1640 (e) and in 12 Code of Federal Regulations §§226.12 (c) and 226.12 you have a right to dispute charges on your...more

How to deal with overspending on credit cards?

If you've been trying to change your spending habits only to find yourself yet again having to dig yourself out of debt, you may be going about it the wrong way. The problem may not be with your budge...more

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What is credit card billing error?

How to fix credit card billing error? When you dispute your credit card charge, your creditor is res...more

Benefit of credit card

Applying for a credit card that offers rewards is not only beneficial to the user, it is smart. Thes...more

Why you should apply for secured credit ...

Why you should apply for secured credit card Obtaining a secured card is a great way for rebuilding ...more