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Can I exchange life insurance policy?

Can I exchange Life insurance policy without paying tax? The Internal Revenue Code Section 1035 permits an individual to trade or exchange a life insurance policy, endowment or annuity contract for another of like kind. Since a life insurance policy is a form of property, exchanges of policies are a...more

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Life Insurance Policy Exclusions

Life Insurance Policy Exclusions Another reason why a life insurance policy is a unique contract is ...more

Should I Keep employer life insurance af...

Take it or Leave it - Should I Keep employer life insurance after layoff? Along with the confusion s...more

What is Variable and Universal Whole lif...

What is the difference between The Variable and Universal Whole Life insurance? Variable whole life ...more

Does your kids need a Juvenile Life Insu...

Juvenile Life Insurance If you are an adult, you may already have or know the importance of having l...more

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Life Insurance and benefit riders

Life Insurance and Benefit riders Several benefit riders are available today which may be added to a life insurance policy for an additional premium. The following is a listing of some of the more com...more

Flexible Spending Account

Flexible spending accounts A flexible spending account is an IRS section 125 cafeteria plans that allows employees the option of pre-tax payroll deduction for some insurance premiums, unreimbursed med...more

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What you should know about Life insuranc...

Probably the worst thing you can do when applying for life insurance is to lie on your application. ...more

5 Myths About Life Insurance?

5 Myths About Life Insurance People, who are not familiar with life insurance, often hear things abo...more

How do I obtain life insurance?

The Application Process Once you’ve decided to buy Life Insurance policy, your insurance company wil...more