How to Shop for Health Coverage
Starting in 2014, most people will be required to have health insurance or pay a penalty. Coverage can be through your employer, an insurance company, a government program such as Medicaid or Medicare, or insurance bought on the Health Exchange Network. Some people will be exempt from the requirement to have health insurance, including: People who would have to pay more than 8 percent of their income for health insurance,People with incomes below the threshold required for filing taxes (in 2012, $9,750 for a single person and $27,100 for a married couple with two children)People who qualify for religious exemptions,Undocumented immigrants,People who are incarcerated,American Indians and Alaska Natives. Choosing a health insurance plan is a big decision. The right plan has to be the ideal balance of cost and coverage. Click on quotes below for more information on how to shop for a plan
Your Guide to Affordable Health Insurance
When shopping for health insurance, your first concern may be whether you can afford it. Many people assume they can’t afford health insurance and take the financial risk of being uninsured. But the good news is that once you know how insurance works you can pick a plan and choose options that give you the affordable health insurance you need.
Understanding Insurance Costs
When you shop for health insurance, you have to make your decisions about what to buy based on your financial situation and health care needs.If you know you will be using your insurance quite often, you may choose to pay a higher premium in exchange for a lower deductible. This means that you'll pay more upfront for your benefits, but the amount you have to come up with out of pocket when you go to the doctor over the course of the year will be less.
Keeping Health Care Costs Down
Managing your health care costs is key to controlling your budget. In today’s economy, who doesn’t want to save money? Keep your health care costs in check and save money with these quick and easy tips.Pick the right plan. Do the research ahead of time and select the plan that works best for you and your family. Take care of yourself.It sounds simple, but exercising and eating right can save you money on health care costs Get an annual physical.Prevention is key. Stay on top of your health and you can avoid more serious health care costs and issues down the line.