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Flexible Spending Account

Flexible spending accounts A flexible spending account is an IRS section 125 cafeteria plans that allows employees the option of pre-tax payroll deduction for some insurance premiums, unreimbursed medical expenses and child/dependent care expenses. Employers use this to retain quality employees and ...more

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Can I exchange life insurance policy?

Can I exchange Life insurance policy without paying tax? The Internal Revenue Code Section 1035 perm...more

5 Myths About Life Insurance?

5 Myths About Life Insurance People, who are not familiar with life insurance, often hear things abo...more

What is Health Saving account?

Health Savings Accounts This is a tax-sheltered savings account similar to the IRA, but earmarked fo...more

How Do I trace Old Life Insruance Polici...

The Statistics According to the New York Times hundreds of millions of dollars go unclaimed from lif...more

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Taxation of Annuities

Taxation of Annuities A qualified or non-qualified annuity receives tax deferral during the accumulation phase or period. The accumulation phase may terminate if the contract owner is disabled or dies...more

How to choose the best Health Plan?

How to choose the best Health Plan? Although it could become overwhelming, it is possible to navigate through what seems like shark infested waters to decide the best health plan. Choosing the best he...more

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What you should know about Life insuranc...

Probably the worst thing you can do when applying for life insurance is to lie on your application. ...more

Medical Savings account

Medical savings accounts This is a tax-exempt trust or custodial account with a financial institutio...more

What is Annuity Insurance?

Annuity Contracts An annuity is a product only sold by life insurance Company which helps to protect...more